Financing and Insurance

Share:

We offer a variety of payment options to meet your needs. Our office accepts payments by cash, checks, and Visa, MasterCard and American Express credit cards.

CC Logos

We also offer low- and no-interest financing options through CareCredit.

cc.jpg

If you have any questions about financing or payment, ask us! We will thoroughly explain your choices and work hard to accommodate your needs.

Insurance

Our team is committed to helping you receive your maximum insurance benefit. Orthodontics is covered at the discretion of your insurance company; some types of treatment may be excluded under your coverage. Usually, benefits start when initial appliances are placed and are paid during the course of the estimated treatment time, not in a single payment. Some companies cover diagnostic records only when treatment is started. Prior to treatment, a payment arrangement will be made with you, which takes into account the amount expected to be received from your insurance company. If your coverage should change or be terminated, any balance in your insurance account would then become your responsibility. Should your employment end, benefits may end on your last work day.

The following could affect your coverage:

  • Extractions for orthodontics are sometimes considered as part of your maximum orthodontic benefits.
  • Under some provider plans, such as Cigna, Comp Benefits, MetLife PDP, Delta Dental and Delta Care, orthodontic treatment is provided at a discounted fee. If coverage under this type of plan terminates during orthodontic treatment, treatment fees for the remaining treatment would be charged at Dr. Fravel's usual and customary fee.
  • Verification of treatment forms is sometimes required monthly, quarterly or semiannually. You are responsible for signing and returning those forms to this office if you receive one from your insurance company.
  • You must notify this office immediately if your insurance coverage changes so that appropriate paperwork can be filed and your benefits can continue without interruption.

We are here to help you. Please do not hesitate to call at any time with your insurance questions or concerns.